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7 min read

Everything you need to know about home buying

Keep reading so your favorite Credit Wizard can break down what credit score is needed to buy a house and

Credit Wizard
July 12, 2023
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    How Does Credit Repair work?

    Credit Score Improvement: With inaccurate items removed and legitimate debts handled appropriately, your credit score should start to improve.

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    May 26, 2023
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    Why is my credit score so low after getting a credit card?

    To reduce the impact of hard credit checks – which affect 10% of your credit score – space out your

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    May 26, 2023
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    What is Rapid Rescoring?

    But in some cases, you don’t have that time. You need that mortgage now. So when you need a quick boost to

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    May 26, 2023
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    Everything You Need to Know About Being an Authorized User

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    Does closing a credit card hurt your credit?

    For example, you might be issued a credit card and are using $2,500 of a $5,000 credit limit. In this

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    May 28, 2023
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    What credit score should you have to buy a car?

    So, you got approved for your car loan. Congratulations! What’s that car payment looking like? Hopefully it’s not costing you

    Credit Wizard
    June 04, 2023
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    Breaking down your minimum monthly payment

    $10 (flat percentage charge) + $100 in total interest accrued + $40 in late fees = $150 owed as a

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    June 08, 2023
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    How to master credit utilization

    The credit utilization across all of your accounts is what goes into calculating your credit score. Paying attention to your

    Credit Wizard
    June 12, 2023
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    9 best ways to improve your credit score

    Looking at your credit report for missed opportunities is the fastest way to know what needs to be addressed in

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    June 15, 2023
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    How to save money, when you barley have any

    From furniture to an emergency fund, we’ve all got a long list of things we need to save for. But...how

    Credit Wizard
    June 27, 2023
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    5 mistakes to avoid when building credit

    To build your credit, you typically would need to open a line of credit. Having an open line of credit

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    July 06, 2023
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    Everything you need to know about home buying

    Keep reading so your favorite Credit Wizard can break down what credit score is needed to buy a house and

    Credit Wizard
    July 12, 2023
    7 min read

    What is a debt validation letter?

    Your request that the creditor stop contacting you about the debt via phone or in writing, if desired

    Credit Wizard
    July 26, 2023
    6 min read

    Breaking down good credit scores

    They use credit scoring models AKA math to try and guess how likely you are to pay people who lend

    Credit Wizard
    August 02, 2023
    6 min read

    What debt should you pay first?

    Of course, it can’t be all good. Because you’re targeting your smallest debts with the lowest interest, the snowball method may cost

    Credit Wizard
    August 24, 2023
  • 4 min read

    What is Rapid Rescoring?

    But in some cases, you don’t have that time. You need that mortgage now. So when you need a quick boost to

    Credit Wizard
    May 26, 2023
    5 min read

    Does closing a credit card hurt your credit?

    For example, you might be issued a credit card and are using $2,500 of a $5,000 credit limit. In this

    Credit Wizard
    May 28, 2023
    5 min read

    Breaking down your minimum monthly payment

    $10 (flat percentage charge) + $100 in total interest accrued + $40 in late fees = $150 owed as a

    Credit Wizard
    June 08, 2023
    6 min read

    How to save money, when you barley have any

    From furniture to an emergency fund, we’ve all got a long list of things we need to save for. But...how

    Credit Wizard
    June 27, 2023
    7 min read

    Everything you need to know about home buying

    Keep reading so your favorite Credit Wizard can break down what credit score is needed to buy a house and

    Credit Wizard
    July 12, 2023
    6 min read

    What debt should you pay first?

    Of course, it can’t be all good. Because you’re targeting your smallest debts with the lowest interest, the snowball method may cost

    Credit Wizard
    August 24, 2023
  • 4 min read

    Why is my credit score so low after getting a credit card?

    To reduce the impact of hard credit checks – which affect 10% of your credit score – space out your

    Credit Wizard
    May 26, 2023
    6 min read

    Everything You Need to Know About Being an Authorized User

    Building credit isn’t a time for surprises: communicate your spending and make a budgeting plan. You’re a risk to the

    Credit Wizard
    May 26, 2023
    6 min read

    What credit score should you have to buy a car?

    So, you got approved for your car loan. Congratulations! What’s that car payment looking like? Hopefully it’s not costing you

    Credit Wizard
    June 04, 2023
    5 min read

    How to master credit utilization

    The credit utilization across all of your accounts is what goes into calculating your credit score. Paying attention to your

    Credit Wizard
    June 12, 2023
    5 min read

    9 best ways to improve your credit score

    Looking at your credit report for missed opportunities is the fastest way to know what needs to be addressed in

    Credit Wizard
    June 15, 2023
    4 min read

    5 mistakes to avoid when building credit

    To build your credit, you typically would need to open a line of credit. Having an open line of credit

    Credit Wizard
    July 06, 2023
    6 min read

    Breaking down good credit scores

    They use credit scoring models AKA math to try and guess how likely you are to pay people who lend

    Credit Wizard
    August 02, 2023

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